Consumer Assist has professional debt counselors
The team of professional debt counselors at Consumer Assist is trained to help over-indebted consumers manage and regain control of their debt. The National Credit Act (NCA) of 2007 has made provision for the debt counseling process and debt counselors have significant negotiating powers by law.
A debt counselor does not help consumers avoid their debt obligations, but many consumers are under this impression. This has been proven by the number of consumers who cease to repay their debts the moment they had been put under debt counseling. Debt counseling merely means that a debt counselor helps the embattled consumer restructure his debt to enable him to pay it off more easily; it is not a payment holiday. The debt counselor would review a consumer’s financial position upon the consumer’s request and decide whether the consumer is over-indebted or not. Upon the decision that the consumer is unable to meet his debt repayment obligations, the debt counseling process may start.
The debt counselor would then negotiate with the consumer’s creditors and banks to restructure the debt. Interest may be further reduced by lenient creditors or banks that are willing to assist the consumer in repaying his debts. The debt counselor makes all these arrangements and handles the negotiations on behalf of the consumer.
Let Consumer Assist’s professional debt counselors assist you with your debt counseling process today. Contact us to find out how to start the process.
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